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Terms & Conditions

Please read these terms carefully. By using our services you agree to be bound by the conditions outlined below.

Terms & Conditions

Effective: May 13, 2026 Last Updated: 2026

These Terms and Conditions govern your use of the Compare My Health Benefits website and services. By accessing or using Compare My Health Benefits, you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, you may not use our services.

1. Use of Services

1.1 Eligibility

You must be at least 18 years old and capable of forming a binding contract to use Compare My Health Benefits. By accessing or using our services, you represent and warrant that you meet these eligibility requirements.

1.2 Registration

Some features of Compare My Health Benefits may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated.

1.3 Prohibited Activities

You agree not to engage in any activity that may interfere with or disrupt the functioning of Compare My Health Benefits or compromise its security. Prohibited activities include but are not limited to hacking, spamming, transmitting malware, or engaging in any illegal or unauthorized use of our services.

2. Content and Intellectual Property

2.1 Ownership

All content, materials, and intellectual property rights on Compare My Health Benefits, including text, graphics, logos, images, software, and trademarks, are owned by or licensed to us. You may not use, reproduce, distribute, or modify any content from Compare My Health Benefits without our prior written consent.

2.2 User Content

By submitting any content or materials to Compare My Health Benefits, you grant us a worldwide, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any medium.

3. Privacy

3.1 Privacy Policy

Your use of Compare My Health Benefits is subject to our Privacy Policy, which governs the collection, use, and disclosure of your personal information. By using our services, you consent to the terms of our Privacy Policy.

We take the protection of your personal information seriously. Please review our Privacy Policy for full details on how your data is handled.

4. Disclaimer of Warranties

4.1 No Warranty

Compare My Health Benefits is provided on an "as is" and "as available" basis, without any warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability and fitness for a particular purpose.

5. Limitation of Liability

5.1 Exclusion of Damages

In no event shall Compare My Health Benefits, its affiliates, directors, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our services.

6. Indemnification

6.1 Indemnity

You agree to indemnify and hold harmless Compare My Health Benefits, its affiliates, directors, officers, employees, agents, and licensors from any claims, losses, liabilities, damages, expenses, or costs (including attorneys' fees) arising out of or related to your use of our services, violation of these Terms and Conditions, or infringement of any third-party rights.

7. Governing Law and Dispute Resolution

7.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the applicable laws of the United States, without regard to its conflict of law provisions.

7.2 Dispute Resolution

Any dispute arising out of or relating to these Terms and Conditions or your use of Compare My Health Benefits shall be resolved exclusively through binding arbitration or in the appropriate state or federal courts, and you consent to the jurisdiction and venue of such proceedings.

8. Changes to Terms and Conditions

8.1 Modification

We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Your continued use of Compare My Health Benefits after any changes to these terms constitutes your acceptance of the revised terms.

We recommend reviewing these Terms periodically. If you have questions about any updates, contact us at info@comparemyhealthbenefits.com.

Our Trusted Insurance Partners

Blue Cross Blue Shield
UnitedHealthcare
Aetna / CVS Health
Cigna Healthcare
Kaiser Permanente
Humana
Molina Healthcare
Ambetter